🏈 CFB Pick'em

Every pick can earn up to 5 points, stacked from three mechanics:

• Win/Loss — 1 point for picking the game's winner.
• Cover Bonus — automatic +1 if your pick also beats the spread (we handle that math silently — you don't need to know the number).
• Upset Token — 1 per player per week. Use it on an underdog pick; if that underdog wins outright, +3 bonus. No penalty if it doesn't hit — you just spend the token either way.

Picks lock at kickoff and reveal once locked.